Terms of Use
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Compass Underwriting –  Terms & Conditions

These terms and conditions (the “T&Cs”) will constitute a legal agreement between the user of this website and/or the Compass Maritime Insurance website (in any case, “You”), and ViVet Limited trading as Compass Underwriting (in any case, “Compass”).  If You do not agree to, or cannot comply with, the Terms, You must refrain from using this website and/or the Compass Maritime Insurance website (collectively, the “Websites”).

The T&Cs may be modified or revised at any time without prior notice. By using the Websites, You are agreeing to be bound by the then-current version of the T&Cs. If You do not agree with any of the T&Cs or any change to the T&Cs, You must immediately stop using the Websites.

By accepting all these T&Cs, You agree and consent to Compass collecting and processing Your personal data for the purpose of the internal business, organisation and administration of Compass, relevant events, marketing purposes of Compass, its partners, event organisers and sponsors, and in accordance with the rules of any applicable regulatory or self-regulatory authority or organisation. Whenever and wherever possible, Compass will treat the information provided by You with utmost care and confidentiality, in accordance with applicable laws. You are to refer to the Privacy Policy for detailed information about which and how Your data is used. This Privacy Policy can be accessed by the applicable link shown below and forms part of the T&Cs.

Please note this website is intended for use by residents of the United Kingdom only.

1. Use of Websites and Website Content

For the avoidance of doubt, none of the information on the Websites constitutes an offer to contract in any country in which they are available, including the UK.

All information, text, materials, graphics, logos, button icons, images, video and audio clips, trademarks (whether registered or not), advertisements, layout, arrangement, graphical user interface, look and feel, and control features of the Websites (collectively, “Website Content”) is provided to You as a service to allow You to browse the Website Content.

The Website Content is owned by or licensed to, as the case may be, Compass. The status (and that of any identified contributors) of Compass as the author(s) of the Website Content must always be acknowledged.

You may not copy, store, redistribute or publish any Website Content without the express written permission of the Compass. Any unauthorized use or reproduction of the Websites Content is strictly prohibited. If You print off, copy or download any part of the Websites in breach of these Terms of Use, Your right to use the Websites will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

Except as provided otherwise in these T&Cs, You are only permitted to access and use the Website for personal, non-commercial purposes, and You must not:

  1. modify, publish, transmit, transfer, sell, reproduce, create derivative works from, distribute, perform, display, or in any way exploit any of the Website Content, in whole or in part, except as and if otherwise expressly permitted in these T&Cs;
  2. use this Website in violation of any applicable law or regulation;
  3. use this Website to transmit, distribute, store, or destroy material, including without limitation Website Content, in a manner that will infringe the copyright, trademark, trade secret or other intellectual property rights of Compass or others, or violate the privacy, publicity or other personal rights of others;
  4. sell, modify, or delete the Website Content or reproduce, display, publicly perform, distribute, or otherwise use the Website Content in any way for any public or commercial purpose;
  5. store electronically any portion of the Website Content;
  6. access data not intended for You or logging into a server or account which You are not authorized to access;
  7. attempt to probe, scan, or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization.
  8. copy or adapt the code created to generate any Website Content or the pages making up the Websites.
  9. use the Website Content to impersonate or otherwise misrepresent Your identity or affiliation with Compass or any of its organizers or affiliated entities or any other person or entity.
  10. use the Website Content to send unsolicited mail or email, make unsolicited phone calls or send unsolicited faxes regarding promotions and/or advertisements of products or services.
  11. use any device, software, or routine to interfere or attempt to interfere with the proper working of this website or any activity being conducted on this website, including without limitation, material that contains viruses, Trojan horses or other computer programming routines or engines that are intended to damage, detrimentally interfere with, surreptitiously intercept, or expropriate any system, data, or information; or
  12. attempt to decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Websites.

Compass is not responsible for any Website Content posted on the Websites and reserves the right to change or remove any content it sees fit.

2. Acceptable Use Standards

You may use our site only for lawful purposes. This website may contain bulletins, board services, chat areas, news groups, forums and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group. You agree to use the website only to post, send and receive messages and material that are proper and related to this website.

By way of example and not as a limitation, you may not use our site:

– to transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (‘spam’);

– to transmit, post, upload or procure the sending of any material which is:- defamatory of any person; obscene, offensive or inflammatory; sexually explicit; promotes discrimination based on race, sex, religion, disability, or age; infringes any copyright, database right or trade mark of any other person; is likely to deceive any person; is in breach of any legal duty owed to a third party (e.g. duty of confidence); is threatening or abusive; is likely to harass, upset or embarrass any other person; misrepresents your identity; advocates or promotes any unlawful act;

– to advertise or promote;

3. External Links

The Websites may contain links to other websites that are owned and operated by third parties (the “External Sites”). These links are provided solely as a convenience and not as an endorsement by Compass of the contents on such External Sites. You acknowledge that Compass is not responsible for the availability of, or the information and content of any External Site. You should contact the site administrator or webmaster for those External Sites if You have any concerns regarding such links or the content located on such External Sites. If You decide to access External Sites, you will be doing so and does so at Your own risk. Compass does not accept any liability and shall not be liable to You for any loss or damage arising from or as a result of Your acting upon the content of another website. Separate terms and conditions will apply to any websites accessible via a hypertext link from this website.

4. Indemnity

You agree to indemnify, defend and hold Compass, its affiliates and their respective officers, directors, owners, agents, employees, information providers and copyright owners (the “Indemnified Parties”) harmless from and against any and all claims, liability, suits, judgments, litigation costs, causes of action, demands, recoveries, damages (actual and consequential), fines, penalties, losses, costs and expenses (including attorneys’ fees) of any kind or nature incurred by any Indemnified Party arising from or in any way related to Your use of the Websites (including, by third parties) and/or the breach of these T&Cs or any other terms referenced herein by You and/or the violation of any law or the rights of a third party by You.

5. Disclaimers of Warranties & Limitation of Liability

The Websites are provided for information purposes only and should not be used as a basis for making business decisions.

Compass makes no warranties or representations to You as to the accuracy, authenticity, or completeness of any content of the Websites, which is subject to change at any time without notice. Prices, and details, of products and services (and any offers) posted online are subject to change without notice. All products and services are subject to availability and Compass gives no guarantee in this regard. The provision of details of products and services on the Websites are not, and should not be construed as, an offer to sell or buy such products or services by the relevant company. The company advertising the products or services concerned may accept or reject your offer at its sole discretion.

The material appearing on the Websites may include technical, typographical, or photographic errors. Compass does not represent, warrant, or endorse that any of the Website Content is accurate, complete, reliable, or current. Compass may make changes to the materials contained on the Websites at any time without prior notice. You acknowledge that any reliance upon such Website Content shall be at Your sole risk.

To the extent permitted by law, Compass, other members of its group of companies, and third parties connected to Compass hereby expressly exclude:

– all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity;

– any liability for any direct, indirect or consequential or punitive loss or damage incurred by any user in connection with this website or in connection with the use, inability to use, or results of the use of the Websites, any websites linked to them and any materials posted on them, including without limitation any liability for loss of income or revenue, loss of business, loss of profits or contracts, loss of anticipated savings, loss of data, loss of goodwill, wasted management or office time and for any other loss or damage of any kind, however arising and whether caused based on or caused by warranty, contract, tort (including negligence), or otherwise, even if foreseeable.

This affects neither Compass’s liability for death or personal injury arising from its negligence, nor its liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

The publication of the information provided on the Websites by Compass does not constitute a recommendation that You enter into any particular transaction, and is not a representation that any product and/or service detailed on the Websites is suitable or appropriate for You.

Certain products and/or services detailed on the Websites may involve significant risks, and unless You have fully understood all such risks and independently determined that such transactions are appropriate for you, you should not enter into any transactions.

You should not construe any of the information which is contained on the Websites as legal, business, financial, investment, regulatory, tax, or accounting advice and this website should not be the prime basis for any financial, legal or investment decisions which are made by you or on your behalf.

Compass is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software, failure of any email due to technical problems or traffic congestion on the Internet or on its website or combination thereof, including any injury or damage to any users or to any person’s computer or device related to or resulting from participation or downloading materials in connection with the Websites.

6. General

These T&Cs contain everything Compass and You have agreed in relation to the subject matter it deals with. Neither Compass nor You can rely on an earlier written document, or anything said or done by or on behalf of one or another before this document was executed.

Each provision of these T&Cs is individually severable. If any provision is or becomes illegal, unenforceable, or invalid in any jurisdiction it is to be treated as being severed from this document in the relevant jurisdiction, but the rest of this document will not be affected. The legality, validity, and enforceability of the provision in any other jurisdiction will not be affected.

These T&Cs may be amended at any time and any amendment shall apply to your use of this Websites after such amendment.

These T&Cs as well as Your access to this website is subject to and governed by the laws of England and Wales. Any dispute regarding these T&Cs is subject to the exclusive jurisdiction of the English courts.